1. You can set any annual fees charged on the account as either a $ or % amount
   
2. The assumed super guarantee rate for your client
   
3. When ticked, use maximum super contribution base is used to cap employer SG to the max cap rate as per legislation. Unticking this will allow amounts of SG higher than this cap
   
4. When ticked, use cap on regular CC contributions will prevent you from contributing more than the allowed regular concessional amount, while unticking this will allow the modelling to add amounts higher.
   
5. When ticked, use cap on super guarantee will prevent SG amounts from going above the concessional rate, unticking will allow it to go above the concessional rate.
   

Note that use maximum super contribution base and use cap on super guarantee can have an impact on one another depending on whether they are ticked or unticked.

1. When ticked, SG salary will set the SG amounts based on your clients salary. If you untick this, it will appear as manual. You can then navigate to the specific super account > transactions and there will be a specific transaction that allows you to manually set SG rates per year, with an indexation and start/end year.

1. Use cap on regular NCC contributions is similar to the CC setting, which will cap your NCC amounts per year as per legilsation if ticked.
   
2. If ticked, include untaxed calculations will create additional fields that will allow you to set untaxed amounts, tax on withdrawals and potential tax on rollovers

2. Defined Benefits

Note that if you wish to model a fixed defined benefit pension, please navigate to the user guide found within Income and Expenses. This section should only be used for lump sum balances into super.

3. Super info

4. Additional settings

1. You can select to ignore catchup concessional limits by ticking this field, unticking will include the available catch up amounts in the modelling
   
2. Set up concessional contribution splitting or superannuation guarantee splitting recommendations.
   

Note that the values you set for splitting will be directed into the partners account (ie be deducted from the account you are working on). You will need to change super accounts if you want the splitting to be received by the account you are working on.

1. You can determine the current transfer balance cap, balance and used amount, which will impact the amount that can be rolled into a super account
   
2. Incorporate advice for a First Home Super Saver withdrawal at a specific date and amount
   
3. Include a downsizer contribution as part of the advice.

1. Select transaction allows you to determine which type of transaction you wish to create
   
2. Here is a number of assumptions for the transaction. Filling the value ($) will automatically set this amount for every subsequent year as determined by the start and end date
   
3. Often you will find important information describing the transaction type, make sure to keep an eye out for this information.
   
4. You can choose to set values for specific years, or select show months to choose a specific month for a transaction. If you select year, it will automatically distribute the value evenly over 12 monthly amounts.